Co-signed a student loan for a friend. The friend is now in financial trouble and is declaring Chapter 7. It is clear that going through Chapter 7 will not discharge a student loan without an Adversary Proceeding (AP) showing undue hardship (the "Brunner Test"). However, can the student be discharged from any legal liability to the co-signer of the student loan, as part the normal Chapter 7, w/o an AP. The student will still be liable to the creditor, but if he makes no student loan payments the creditor will come after the co-signer. If the co-signer has no legal right to sue the student for payments the cosigner made ( to keep the loan from going in default) then he is totally stuck. (It is assumed that the co-signer has a case against the student if Chapter 7 didn't eliminate it).