I am a 38 year old middle school teacher military veteran . I have a $ 40 , 000 college and graduate school debt , owe $ 1 , 000 a month in child support for my 6 year old child , and live check to check . My wages are garnished in order to meet my SAPPER obligations , but my monthly bills and loans are quite daunting . I feel ineffective and incompetent in my current profession as well . However , I can't quit my profession because I will be in contempt of court and subject to jail penalties . I have never been arrested , detained , or charged with any crime , so jail and shame stress me . If I take my own life will my child get my insurance and VA military benefits ? What happens to my debts and funeral expenses .