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Will my motorcycle insurance pay for damage to my bike if someone else was riding and drop it

Houston, TX |

My friend was riding my bike and damaged it. No other vehicle was involved. Can I file a claim on my full coverage insurance. He was not hurt just $5000 damage to bike.

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Attorney answers 1


The answer to your question should be evident from your insurance policy and will likely depend on the type of coverage you bought. If you have "full coverage," the scope of that coverage may well cover damages to your motorcycle, even if you were not driving it at the time it was damaged.

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