Thanks in advance for any advice anyone can provide. I am getting conflicting information from my insurance, and all info leads to filing a claim and having an adjuster come out investigate and come to a resolution, though no info on what this is, or if it will even be covered.
I was driving my dad's truck (dually powerstroke diesel) & hit the side mirror of another car and didn't know. A week later my dad was contacted by local PD and informed of my Hit and run. I am now getting a ticket, and my issue is my dad doesn't want to file a claim on his insurance for fear of costs increasing.
Can I file a claim with my insurance for property damage, if primary insurance (dad) refuses? Do I have any other option than paying out of pocket? Contacted owner who says it's ~$800 to replace....
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