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I received a citation for following too closely in wet conditions in heavy traffic. My foot was on the brake, and I was looking around because we were going less than 10 mph, there was another real wreck, and I was emotionally distracted. Guy in front of me slammed on his brakes. I tapped him. There was paint transfer, no damage, but he admitted to a supposed hit and run before and insurance wouldn't pay for "damages", so he wanted a police report. All he had to do is buff his car. I have pictures. By GA law I'm at fault, but I absolutely do not feel that I am. My insurance recently went up, and I can't afford for it to go up again. Should I just pay the fine and suffer the ramifications or can I fight it? How much is a traffic court lawyer if I can? Can you plead NOLO to this?