if an insurance company offer 20k settlement and the insurer has a limit of 25k-50k, will i get more settlement than their coverage(like 100k+) if i take them to court. or the maximum limit i can get is their 25k? (i know it all depends on injuries, but the question is in court(if i can prove all injuries and documents) do i get more than their insurance limit or the maximum is the coverage of the insurance policy of their client.)my question is about the maximum settlement. is the maximum settlement the maximum policy of the insurance client or jury can award more than that insurance policy limit? lets say : insurer has a policy of 25k-50k and they offer 20k. if i get a lawyer and take it to court will get more than 25k which is the insurance limit or no?
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