There's no way to know if you will definitely get a civil demand letter. However, it seems to me that this has become a cottage industry for come collection attorneys and a new income source for retailers. I see more and more civil demand letters each year.
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No cops usually means no prosecution and no arrest record.
Generally the advice here is to ignore the civil demand. I would suggest that you might consider a conversation with an attorney as the laws are different in each state.
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You should definitely anticipate a civil demand letter. I would advise you to ignore it when it arrives.Ask a similar question