I was at fault in an accident about a year ago in which I was at fault. One woman had a broken pelvis which resulted in her having 56000 dollars in medical bills after she completed treatment. I have decent insurance coverage for BI of 100000 / 300000. This woman is also claiming a wage loss of 2000 this raises it to 58000. I know that she can also claim other damages such as pain and suffering but if she decides to do that and demands that my insurance company pays the policy limit of 100000 and then goes after her insurance company to pay the difference can they eventually come back after me personally for the difference? I am in the military with no assets and a lot of college debt. I understand I can have my wage garnished. Do insurance companies often do this?
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