Balance on 1st approx 200,000. Home is in foreclosure with a sale date scheduled in less than 30 days. Parents have offered to buy 1st but only have 160,000 available to offer bank - funds can be verified and paid to bank in 3-5 days after bank's acceptance of offer. Will my bank go for such an offer? If not, the house will be foreclosed on. How common is this type of offer to a lender in this current real estate market - January, 2010?