I need to clarify a question I asked before. I re injured my back at work.. or exasperated it in 2013. Since it was an issue I had prior and was being treated for it .didn’t think to use work comp claim, not to mention I didn’t want to get employer mad at me. So I used my reg insurance to cover it since it had been ongoing.I had another accident in 2016 fell off a loading dock and hurt it again, this time lots worse...I didn’t notice the injury because I had a severely broken knee, two weeks later when I was somewhat mobile It did hurt pretty badly in my back. A few months later after finally getting comp to cover my back through an appeals process, they did. I went to my back specialist and they had confusion in their office, they did not get the proper paperwork from comp or from whomever to see me.... so I was hurting pretty bad, they suggested I use my current med insurance insurance since in their eyes comp didn’t cover it. I do not feel that under these circumstance I should have been penalized or suffer because of their mistake... I suppose if I get any guff from comp I can pull records to support my case... so my question is will they argue with me much under this senareo?
Insurance (not just WC) is sort of like the rat motel. They love to see the money come in and hopefully, never see it leave. They love receiving premiums but hate paying benefits. Insurance has been around for about a million years and WC, in California, for over 100 years. They have learned all the tricks to keep the money in the motel and are constantly learning new ways.
Since all of this sounds pretty confusing and also like a pretty serious injury, why not get someone on your team who knows the game, knows the rules, knows the tricks and knows the players? For the measly 15% fee you'll pay, it will get things done a lot faster and save you a lot of grief. Use the "Find a lawyer" tab at the top of this page to find a top rated WC lawyer. From where you are, you may need to go down into the valley to find someone. We all give FREE consultations.
I believe I answered your question yesterday, but in that question you seem to be concerned about the doctors apportioning to your prior back injury. If you do not have an attorney you should interview and hire one to help you with your case. Good Luck.
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