Geico probably needs a power of attorney to deal with the car title. Why don't you ask them why they need a power of attorney form?
Attorneys need to make a living so if you're willing to pay someone a couple hundred bucks an hour for working with you, I am sure the line of attorneys that would want to help would be quite long.
In no way am I offering you legal advice, and in no way has my comment created an attorney-client relationship. You are not to rely upon my note above in any way, but insted need to sit down with counsel and share all relevant facts before receiving fully-informed legal advice. If you want to be completely sure of your rights, you must sit down with an experienced criminal defense attorney to be fully aware of your rights.
If the car was totaled, a power of attorney would be necessary to deal with the car title and ownership. Unless Geico is explaining to you another reason for the need of a power of attorney, this is my best guess.
You don't have to be injured to get an attorney. What it sounds like you want is an attorney to work on a contingency basis (no payment up front). But in property damage only cases, a claimant such as yourself would not be able to recover attorney's fees under Texas law and thus the hourly fee to pay the attorney would be taken out of the amount recovered for the vehicle or out of your own pocket. The financial dynamics of a property damage only case does not benefit either the attorney or you to take these types of cases on an hourly basis (you'd pay the attorney more than you may recover).
That said, it may be a wise idea to pay an attorney for an hour of his/her time to get guidance on how to handle your situation, review the documents, and advise you on what to do. And there are many attorneys who would agree to this arrangement.
Best of luck.
Donivan Flowers is a licensed attorney in the State of Texas only. The answers provided in this forum are for informational purposes only and may not be used as legal advice. No attorney client relationship is reached with this lawyer by virtue of this website. To learn more about this lawyer, go to www.flowers-law.com
The power of attorney is necessary do that the insurance company can handle any,title issues with the DMV after your property damage claim is settled. As to why it,is taking so long, I suggest calling the claims adjuster to find out what the hold up is, hopefully the other side is not disputing liability but the only way to know is to call. One word of caution, please make sure rob is not injured in any way before communication with the insurance company. Sometimes injuries make take time to present themselves.. If he is injured hire a lawyer ASAP and do not call the insurance company. Let the lawyer do that for you.
GEICO needs a power of attorney to deal with the legal title to the vehicle. When they settle on a property reimbursement price they are effectively buying the vehicle unless the claimant wants to take a lesser offer and keep the salvage.
You do not have to be injured to get an attorney, but unfortunately that event is usually when an attorney is the most useful to the victim of the accident. Insurance companies will try to get out of the claim as cheap as possible while an attorney will fight to get the most possible for his or her client.