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He refinanced our long-time home in his name 2 years ago but I'm on the deed and title. After months of stonewalling me, the mortgage company has given me permanent access to the account. Now they've asked for paperwork stating that I'm the executor - I thought I didn't need that in CA as a surviving spouse and joint tenant? My husband died without a will and I want to avoid probate. (Everything we have has was set up as joint-tenant for that reason...we were married for 32 years.)
Also, the bank's collections department is allowing to "get current" on mortgage (when my access was blocked, I missed 2 payments) by making one payment over the phone - do I ask for anything in writing from them promising to make account current before making the payment?