I reached mmi and my claims adjuster said an impairment rating is not required. I lost my index finger and had a bone fusion in my middle finger in a work accident.
The adjuster is wrong. EVERYBODY who reaches mmi must be assessed an impairment rating. Even if the determination is that you have no impairment rating, such decision myst be reflected on the evaluation. Keep in mind that a certified doctor must do this, not the adjuster. Also remember that you have 90 days from the date you received the report to dispute the determination of mmi.
The adjuster is your enemy. Never believe anything they tell you.
This answer is intended as general information and not as specific legal advice.
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