They said to hold on to my checks in case I have to pay it back to the insurance company
Review the LTD policy/contract terms: if you agreed to refund the insurer in the event you were awarded Social Security diability benefits, then you are legally/contractally bound to pay them back if you took their money.
The LTD policy is a contract and most of those contracts call for the repayment of monies paid in the event you are awarded SS benefits.
answers to questions are for general purposes only and do not establish an attorney-client relationship.
Check the language in your LTD policy. Many of the LTD contracts state that they expect reimbursement upon approval of Social Security disability (SSDI). Good luck.
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