Have a judgement on my credit report for a payday loan . 1st delinquent 2009 . Credit report said it would be removed 2016 . Paid the full amount 2012 . Creditor never updated to paid status . I dispute the item . It is now updated to paid in full . Now the year it says the judgement will be removed is 2019 ? ? ? ? ? ! ! ! ! ! Why did the year change ? Is there a reason ? And is there a way to change it back ? I thought it went from the first time of delinquency ? ? Thank you .