I file for a CH7 and was granted discharge on 9/2017. In my items of debtors was an EDD over payment. At my collectors hearing no one showed up. Discharge was granted. Yet today 2/11/18 i received a collection notice for that same item that i had listed in my BK. what advice can anyone provide other than telling me to call tomorrow and talk to them. What do I say?
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Sometimes collection companies do not always receive the information regarding your BK. I would provide them with your case number and inform them you filed chapter 7. Give them the date of filing and the date you received your discharge. I would ask them to provide you an email or fax number so you can provide them with a copy of your discharge order. This should take care of it as long as the debt was incurred before you filed your BK.
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Very simple. Provide the EDD with a copy of your ORDER OF DISCHARGE and a copy of Schedule F showing that they were listed.
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