You will be entitled to medical expenses, lost income and pain and suffering from the negligent driver's insurance company when the time comes. You should get all reasonable and necessary medical treatment and evaluation and settle your claim only when you know how much your past monetary losses are and how well you have recovered from your injury. You should take advantage of a free consultation with a good North Carolina personal injury attorney who will know how to evaluate your case and maximize your recovery.
You need to retain an attorney immediately to advocate on your behalf to the at fault driver's insurance company. Insurance companies will delay accepting the claim until you do!
Nothing in this communication should be construed as creating an attorney client relationship. This is for informational purposes only. Attorney will take no action on your behalf unless and until a written retainer agreement is signed. There are strict time deadlines on filing claims and, as such, you are advised to consult with and retain an attorney immediately to file such claims timely or you will lose any right to recovery.
As long as you let an insurance company jerk you around after an accident, they will. Today they "can't find" the accident report. Tomorrow, they may have found the report or you will have sent a copy, but another excuse will be found to delay, deny and defend against your claim.
If you are serious about your case, retain an experienced personal injury attorney in your jurisdiction. See the link below for more:
Law Offices of Andrew D. Myers, North Andover, MA & Derry, NH provide answers for informational purposes only. Actual legal advice can only be given by an attorney licensed in your jurisdiction, thoroughly familiar with the area of the law in which your concern lies. This creates no attorney-client relationship.
Sometimes it does take a bit of time for the police department to finalize the police report. This is because oftentimes, more than one officer is involved in the creation and finalizing of the report - in other words, the report has to go through several hands. If you had your own car insurance at the time of the crash, I suggest you report the claim to your own carrier. This way, your insurance company will fix your car, less your deductible, and then seek repayment from the at-fault carrier. Also, if you were carrying medpay coverage, your insurance company will pay some of your bills. Regarding what you are entitled to collect from the at-fault driver, you are entitled to recover for all of your harms and losses (medical bills, pain and suffering, lost wages, property damages). However, all of this is dependent upon the limits the other driver was carrying at the time of the crash.
Please understand that I do not have an attorney-client relationship with you unless you have signed an employment contract with me. As always, seek the advice of an attorney.