I was involved in a collision, evening rush hour, dark, rainy, local street, 2-way traffic each way. I was changing lanes, had my blinker on, saw a 2-3 car length opening to the left and merged. I was almost completely in the lane turning into the flow of traffic when i was hit from the rear. Damage was to the left rear panel that has the wheel opening. Police arrived, heard stories, and helped exchange information. I was asked to file an accident report which I did. Received a Surcharge Notice from my insurance company today saying I am >50% at fault. Cited with an Out of Lane Collision (05). Do I have a reasonable chance to appeal this? What constitutes "proper lane" and "rear section" under 211.74.03. I would think this was a Rear End Collision (03). Thanks for any response.
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