Bogus checks like that are a frequent fraud scheme perpetuated by overseas crooks, frankly. You need to talk to a commercial law attorney near you right away. You need to talk to a local attorney who deals with this kind of case. You can search the Avvo web site or call your local attorney's Bar Association and ask for a referral to an attorney near you. But act quickly because for every legal right you have, there is only a limited amount of time to actually file a lawsuit in court or your rights expire (it's called the statute of limitations), so don't waste your time getting to an attorney and finding out what your rights are. If this answer was helpful, please give a “Vote UP” review below. Thanks and good luck. Ron Burdge, www.BurdgeLaw.com
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My understanding is that banks will very often make the funds available prior to the checks officially "clearing."
At minimum, you may have a valid claim against the maker of the check for up to three times the face value of the check (you first have to give them 30 days written notice by certified mail in the form prescribed by Florida law).
I hope that helps.
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