After my tenants vacated I hired a plumber to make some repairs. He rebuilt the valves and changed the handles in the shower/tub.
About 4 days later my agent visited, heard water gushing in the wall between the shower and the kitchen, and found a flood in the home.
The plumber came right away to repair the pipe, but denied responsibility for the leak, saying they did not open up the wall or work on that pipe. I told him it defies logic that this was coincidental, I am sure he didn't create the leak purposely, but obviously movement created by his work allowed this leak to spring. He said if so, a tenant turning on the shower could have caused the leak. However, my tenants lived there 5 years without causing a leak.
Is his plumber's liability insurance responsible for the flood?I am concerned because I already called my homeowner's insurance and they said it is not covered if house has been vacant over 30 days. My tenants moved out 41 days ago, but I just said "not long ago" when ins. co. asked me when tenants moved out.
It depends if you can prove he caused the damage. You may need to get another plumber to tell you what caused the damage. Talk to a local attorney and make a decision which way to move forward. It might be easier to use your insurance.
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