When a person is hit by a car, who pays the bills. How much is the insurance co. responsible for? Or do you have to wait for the settlement to pay the doctor bills.
If you were driving and had an auto insurance policy, your own policy would normally pay for your medical bills. Contact your insurance agent to get all the details.
My response above is only general, legal and business analysis. It is not "legal advice." It is my own analysis based on the limited brief summary you presented. Other attorneys may have a different analysis and opinion especially if more facts are considered. I am not your attorney until retained by a written retainer agreement signed by both of us. I am only licensed in the State of New Jersey.
zhopefully you reported this accident to your insurance company and an "adjuster" is handling the claim, including your medical bills. Your insurer will pay the bills, and attempt to get reimbursed by the driver at fault's insurer.
Avvo doesn't pay us for these responses, and I'm not your lawyer just because I answer this question or respond to any follow-up comments. If you want to hire me, please contact me. Otherwise, please don't expect a further response. We need an actual written agreement to form an attorney-client relationship. I'm only licensed in CA and you shouldn't rely on this answer, since each state has different laws, each situation is fact specific, and it's impossible to evaluate a legal problem without a comprehensive consultation and review of all the facts and documents at issue.
Normally insurance companies work out who is paying for what and how much. There could be other factors that may affect who pays what and how much. Were you driving, a passenger, or walking when hit? Were there any extenuating issues like DWI, Recklessness by the driver? To get exact answers, speak with an attorney about the specifics of the accident.
In NY the vehicle that you occupy or that strikes you if you are a pedestrian or bicyclist pays your bills. If you cannot identify the vehicle and the injured person owns a car then that company is next at bat. If there is no owned vehicle and the person resides with a relative, then that company is in play. If that doesn't exist, then the insurer of last resort is MVAIC. Of course, there are a host of other issues in play (i.e. loss transfers, vehicle in excess of 6500 lbs., reporting, filing, etc.). Good luck.
Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff
In NY, we have what is commonly referred to as "No-Fault" law. That means no matter who is at fault for the accident, the Insurance Company insuring the vehicle in which you are an occupant, pays your medical bills and lost earnings. If you are a pedestrian, then the Insurance Company for the vehicle that struck you is responsible. There are very strict time limits for making "no fault" claims, so notify your carrier of the accident and contact an attorney immediately.
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