I was going southbound on 301-south, a highway that has 3 travel lanes and a right turning lane. I was in the far right lane (the 'slow lane' not the turning lane). I passed into the right turning lane, as I was intending on making a turn off of the highway to stop at a convenience store. As I was approaching my turn, the lady I hit was in the slow lane. She suddenly turned right sharply across the turning lane to enter the convenience store parking lot. I slammed on my breaks but smashed into her right rear quarter panel. We both pulled into the entrance to the convenience store parking lot to call the police and exchange information. She then lied and said she was already in the turning lane and I hit her. I have damage to my left headlight and she has damage to her right rear quarter panel and her taillight. The police officer that came asked me if my car would need to be towed. My car was still drivable so I declined. He then told me that if my car were towed, he could give her a failure to yield ticket. But since my car is drivable he can't. So who is at fault in this accident? And what should I say to the insurance company when they call me back for a statement? My car that I
Under your version of the facts, she would be at fault for attempting to turn from a lane that can only go straight. However, she has a different version of the facts so it could turn into a "he said, she said" unless there were witnesses. Turn the matter over to your insurance company and use your collision coverage if her insurance company denies your claim. You will have to pay a deductible, but will get it back if your insurance company wins at arbitration.
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