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My Sister handled all my mothers credit cards. In fact she was the only authorized user of them. She did a lot of charging that had nothing to do with mothers needs. Such as a good time shopping. Mother had no estate, what she did have my sister sold, and took any money from it, My brother and I wanted no part of it. Now the credit card companies are hounding her even though she has sent the credit card companies death certificates. She is also trying to say that my brother and I should help pay! As we didn't use them for anything, only she did, and they were unsecured, who does have to pay. I believe she was a joint user on more than 3 cards and mom's checking account.