Sister may have signed for cards in mother's name. mother knew and would say just sign my name. Later she was not able to pay all of them off and that has been at least 4 -8 years ago. In Texas the statute I understand is 4 years. Now mother has passed away. Does mother's estate have to pay those time-barred debts and can anyone else bring fraud charges against my sister. Mother's estate is very small. I do not want my sister to get in trouble but if we get a credit report and contact the credit card holders then doesn't that start the time again. Wouldn't it be best to not pay old debts that are time-barred and just pay the immediate debts which are not much and the estate is not large at all.