I got a bill in the mail today reminding me that I have an outstanding student loan in my name for about $14,000. When I went to college I took out loans expecting to get a job and or work when I got out. When I graduated my father said he'd pay the balance of the loan, and then a few years I became disabled due to military service. My father didn't want to pay off the loan anymore and suggested I get the loan forgiven. I found that a bit deceitful, but applied. Then my mother said she would pay the balance but now denies saying so. It's possible I'll recover from my disability before the loan forgiveness period is out. I imagine it's hurting my credit that it's not been paid and the monthly payments have not been made.
You have no legal claims against your parents. Contract law 101. You cannot enforce a gratuitous promise. In regular English, that means they offered a gift. To have any enforceable agreement, there must be "consideration." Consideration is a mutual exchange of value. Meaning, both sides must give up something of value. The problem here, there is no consideration on your side. Your parents simply said they would (might) pay off the student loan...what did you say you would do in exchange? Without that, you have no legal basis to sue.
Your only path, right now, is to see the administrative disability discharge all the way through and see what happens.
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