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Decednt was a passanger died in a sngle car accident. He was survived by his wife and 6 months old daughter.
The owner of the vehicle carries 20/40 coverage.
It is my understanding that an injured person is entitled to excess wage loss. Is this provision also applicable to survivor loss?
My question is, whether the 6 months old kid collect the survivoe loss benefit in excess of 3 years?
If so, who would be the proper defendant?
Do we have to sue him in his personal capacity OR his insurance carrier will be responsible for the excess wage loss.
What if the defendant only carries 20/40 coverage.
What do you suggest?
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