You need to file a police report and make a claim with your insurance carrier. The lady who hit you might be really nice but that will not get you the relief you need.
You need to make a police report, especially when there is substantial damage. You don't usually need a lawyer for a non-injury case and most lawyers don't handle property only matters unless the vehicle is very valuable.
Report the incident to your carrier, they will resolve the dispute with the other driver's carrier. If you don't have collision coverage, you will be left negotiating with her carrier on your own.
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I agree with everything that the other lawyers said to answer this question. I always advise people to call the police and ask that a police report be filed.
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Auto accidents are negligence. If the nice lady who hit your car was really nice would she have hit your car to the point of rendering it barely driveable or discouraged you from calling the police, which would have generated official documentation of the accident. File your own operators report. Call your own insurance agent and pursue a claim to your own insurance company for full payment of the collision damages. Your company can subrogate against her company. [removed]
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Get in touch with the insurance company right away. Memorialize the damage with a lot of photos. The other insurance company will want to do their own estimate or have someone look at it. You may not have to hire an attorney for the property damage to the car, but make sure you don't sign a release for all possible damages, in case something does come up physically.
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I would make a report. Report it to your insurance. Take photos of the damage and contact the other driver's insurance to start a claim.
For a simple property damage claim, you may not need an attorney, unless you start getting jerked around by the at fault drivers insurance.
ALWAYS get a police report. Stories change. Police reports don't. You do NOT need an attorney. Turn this in to your insurance so your car is repaired and you have a loaner in the meantime. You will have to pay your deductible but you will get it back AND you will be able to control how your car is repaired.
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While the better course would have been to call the police. That ship has sailed. In addition even if you called the police, if there were no injuries and the cars were drivable the police may not have made a report anyway. What is important is what happened and what you recall happened.
Report this to your insurance company and the insurance company for the "viper" that hit you.
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You should always get a police report. It is not unusual for stories to change after leaving the accident scene. If the police report records that the other party said they were at fault, that statement can be used in a trial.
As a general rule, it is usually best to call the police to the scene and file a report. However, the lack of a report should not be fatal to any claim you may make. Contact the adverse insurance carrier and ask them to send an adjuster to view the damage. In the meantime, you should get your own estimate of the damage so that you have an independent figure to compare. Hopefully the adverse insurance carrier can work an arrangement that is satisfactory to you and you can have your car fixed and paid for by the adverse party's insurance carrier.
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I would certainly recommend you make a police report for all of the reasons other attorneys have mentioned. I have seen too many examples of times where not doing so comes back to bit someone because either the person changes his/her story or there is simply no documentation of the events to help your insurance carrier recover.
I do not feel you need an attorney to handle the matter if you were not injured. Your insurance carrier can handle the reimbursement of your property damage for you. Take pictures and speak to your carrier about anything else they will need. Good luck,
You should always get a police report so that you have an opinion from a neutral third party as to who was at fault.
You need proper representation for your case. You should seek representation here on avvo.com or contact the Chicago Bar Association.
James Di Bella, Esq.
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