Met my wife in 2013. We dated until 2015 when we moved in together. We were married on October 1, 2016. She filed for divorce a week ago. She expects that the credit card debt she had prior to October 1 is a joint obligation because we were together before the marriage.
The answer to the credit card debt depends on who has signed the agreement for the credit card. If both of you signed, then it is joint. If you are the only one that signed, then it is yours.
I agree that, if this is a joint credit card, it will be a joint/marital debt. However, if this is a charge card that she had in her sole name prior to the date of marriage, you may be able to argue that only charges made AFTER the date of marriage and for the benefit of the family/marriage are marital debts. Consider consulting an attorney to discuss the charges in more detail.
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