I am confused on all the different answer about SOL
For example if:
9/22 last payment
10/3 last purchase also the last activity on the account
10/29 due date (no payment made and delinquent fee charged)
When does SOL start?
1. The date of last payment made to the account?
2. The date of last activity on the account?
3. The due date in the billing cycle which the account holder failed to make payment
If, for example, a payment is due on 10/29 and it does not arrive by that date, the statute of limitations clock starts running on 10/30?