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And can they refuse to close my account? I know that if it is closed they will re-open it for any debts that come in and then charge you a insufficient funds fee and I believe that after 30 days of a zero balance they close it.
Thanks in advance.Reason I am asking is that I am closing the account tomorrow, after my SS comes in. The lady at the bank said that if I close the account and a debt (check) comes in (which will be from one of the payday thiefs) they will reopen the account and charge me the insufficient fees. She also said that each time a check comes in I have to go back to the bank and close the account again. Since I have several loans from the sharks I could be going back to close the account 9 times (3 loans submitted 2 or 3 times) and have to close the account each time. It will have a zero balance so I don't understand this. She was rude and gave me the impression that she could just freeze my account. Caused me concern. Thank again.