We owned two houses at a foreclosure auction, one was sold to a high bidder the other received no bids and was taken by the lender (a sale too I guess). Now the buyer for one house and the lender for the other house must get a Sale Verification from a court at a Confirmation Hearing which issues an Order Approving Sale is that correct? After the Confirmation Hearing, the sheriff issues a Sheriff's Deed and then the deed is recorded. I would like to know at which point does ownership actually transfer - date of the auction, date of Order Approving Sale, date of the Sheriff's Deed or date deed is actually recorded. I found most of this info on the Lake County Sheriff's website. Basically, at what point am I no longer legal owner?