I was in a rental car and 2 young kids (12 years old) were on a electric dirtbike and and hit me in the front of the rental car as they were coming down a hill while I was driving straight and they had a stop sign. I attempted to stop and the police saw the brake marks. Both kids went to the hospital with minor injuries as I believe. The police did not issue any ticket or citation but took my license and insurance along with rental contract to write the police report which I picked up my license along with a driver info exchange sheet later that night. I clarified with the police and they are not issuing any ticket or citation as they understand I am not at fault. Also they said the police report takes a couple days to finish.
What would the next steps be with insurance as I did not inform them yet? Also can the parents sue me? What is the next steps?
This case is in the wrong category so I will change it. But u should definitely notify the ins company. Anyone can Sue anyone for anything. That doesn't mean they will win.
Anyone can sue anyone else for anything, but the real question is whether the plaintiff can win. Notify your carrier immediately. If you are in fact sued, your carrier will likely provide you legal defense. Otherwise, you will have to hire private counsel.
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Report this to your insurance and the rental car insurance. It'll be taken care of by one of the two.
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Report this to your insurance. This is exactly the reason you have it. They will worry about all the problems for you. Sounds like the kids are at fault not you. However, if their parents try to sue you, your insurance will step in and protect you.
You should report this incident to the rental agency, any insurance company from whom you purchased coverage when you rented the vehicle and also report it to your personal automobile liability insurance carrier. Let the carrier's handle this matter.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
You have a contractual duty to notify your insurance company or they can deny coverage. You should send one letter with all parties addressed on it. A well qualified attorney should draft the letter and review the facts with you. The insurance company will defend any possible suit and you'll sleep easier. Good Luck !
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