As previously indicated, she needs to report the accident to her insurance carrier, and consult defense counsel regarding any citations or charges issued or pending. If a criminal charge issues, she may be entitled to a public defender. In addition, if she passes any mandatory re-test, which seems unlikely, she should expect DOT proceedings to take away her license for medical reasons based upon the circumstances described.
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She needs to report this to her insurance carrier immediately.
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Friend need as suggested to report to her carrier and she needs to hire a criminall defense attorney.
As to her comment that, "It is in God's hands" , remind her that God frequently helps those who help themselves. God gave us free choice nad sometimes we need to be thoughtful about the choices we make.
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She should turn it over to her insurance company a.s.a.p. If she is of limited means then perhaps the other person will not pursue anything above and beyond the insurance policy. They will likely do an asset check before deciding. Her insurance company will try to settle the case within the policy limits to protect her. If she had any other people living with her at the time of the accident she may qualify as an insured and have extra coverage.
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