A few years ago I refinance my house just to change the rate to adjustable (didn't take out any money). Right now my house is in foreclosure so I am thinking about filing Ch 13 BK to save the house and get rid of many debts in the same time. However, I don't really know what will happen to the 2nd mortgage on the house and 2 private liens behind it. Will Ch 13 BK get rid of 2nd mortgage and liens from the house? Or I am just no longer liable for the debts (2nd mortgage and liens) but they still remain on the house?