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In his will, my dad designated my brother and I as beneficiaries of his traditional IRA account. On the beneficiary designation of the account itself, 'the estate' was listed as beneficiary. This was done long before his final will was done in 2011. Because of this, my brother and I are being forced to take accelerated distributions and deal with much higher taxes than if we had been individual beneficiaries of the account, as our father intended. He either just didn't remember doing the 'estate' beneficiary designation on the account or didn't realize the tax implications of it for his heirs. I realize that the account's beneficiary designation over-rides the will, but was wondering if relief could be gained via some type of court or IRS ruling. If so, what would be best way to go?