I am on disability from anxiety/panic due to unsafe working area.
My employer says my health insurance ended in January, but did not supply option for coverage till April 1st that would end April 31st @ $1200+ and no mention of COBRA.
They said I do not work for them anymore but they have not picked up their LEASE VAN, computer, printer and displays/equipment from my home office.
It is hard to know whether or not your situation is one of those in which the employer offering COBRA is required or not. You need to consult with an employment law attorney on this matter. My initial thought on this though is that you probably don't have a good case. Not that you might not win a case, but if you are on disability and you are wanting/needing COBRA, I am betting that paying an attorney to try a case would eat up almost all of your attorney's fees. So, it seems to be that trying the case wouldn't be economical for you. I would suggest going onto the Healthcare.gov website and signing up for one of those plans. If you lost your job, then that is a "change in circumstance" that would allow you to sign up during an "off time" (i.e. not the open sign up time). That's probably the best way to ensure that you get your insurance coverage now and get it at an affordable rate.
This answer is not "legal advice" and should not serve as a substitute for the advice of an attorney who is licensed in your applicable jurisdiction. The statements provided herein are for informational purposes only and the recipient of these answers assumes all risk and expressly agrees to seek the advice of the appropriate counsel for his or her situation. Should any formal legal advice be sought, the recipient should contact our law firm at the appropriate phone number or email address.
Not all employees are eligible for COBRA. If an employer has averaged 20 or more full time employees for the last twelve months, the employer is required to offer COBRA benefits to any employee who resigns or is terminated for any reason other than “gross misconduct.” I have provided, below, a link to the Department of Labor’s COBRA fact sheet. It will provide you with additional information regarding your potential eligibility for COBRA continuation of health care benefits.
If you don't want the company's property, return it to the company.
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