I refinanced in 2008, my Deed of Trust, Settlement Statement, and Bank Note were all forged and notarized, I recently found out. Bank of America ("BOA")is the beneficiary and purchased my home last month according to the Substitute Trustees website. How can they foreclose on an invalid Deed of Trust? The Notice of Trustee's Sale lists only the first (invalid) Deed of Trust, but does not mention the second one. Wouldn't the second be the first now? I applied for a modification with BOA 3-years ago, received 2-years of excuses but never an answer for the modification but yet they foreclose on me? This does not seem right.
My second Deed of Trust is and always has been current, is that why it was not included in the Trustee's Sale? - edit