i lost a small claims judgement after failing to appear in court for $2000. Now an order to appear before court commissioner in lawyers office has been filed. I am considering bankruptcy because of other outstanding debts but not in time for court. I receive pension and social security for income i have an IRA but withdraw rarely. i own a small condo ($20,000) and bought a new car 5 months ago. own another car (1995 grandam). what outcome can i expect the hearing to conclude? should i sign anything at the time? can they garnish any of income stated? I just want to be prepared for the outcome. please help in this matter. thank you.