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I rear-ended (my fault) a vehicle yesterday and the driver was taken to the hospital because he suffered a whiplash, and the police was involved. I am visiting California from Pennsylvania and I was driving my friend's car, which was insured with AAA with a family policy that has 3 names under it. I also have AAA insurance. I have been instructed to file under my friend's insurance. What liability and legal consequences do I (and/or my friend) have to be concerned about and what actions do I need to take to safeguard possible lawsuits? How will my friend's family be affected since their names are also on the policy? Will the insurance take care of everything or am I responsible for future payment for his injury?
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