Hi, after 20 years of driving in NYC and Miami without an accident, I have had two accidents in 3 years one of them considered my fault, however, I have not hit anyone neither another car, but the big insurance companies consider me a high risk. I have a leased car, and no every company wants to insure me, and the few ones willing to insure me are giving me a very high quote. What are my options here? Can the leasing company take away my car if I do not insure it with the 100,000/300,000 and 50,000 property damage? Please help.