You've given us a lot of information but still not enough. Calculating permanent disability requires that we know your occupation and how many employees your employer had. What year were you injured? Does the doctor "apportion" to anything other than the industrial injury? There may also be some additional factors we need to look at. Is the 5% based on the treating physician? How good an author is he? Is it based on a Qualified Medical Examiner? In what specialty? Are there any "add-ons?" This really takes some analysis with lots more information. Once we have all of that, rating remains more of an art than a science.
I recommend you consult with a good workers' comp attorney. There are some good ones in the foothills. Find one here at www.avvo.com or at www.caaa.org. CAAA is the association for attorneys here in California who represent injured workers.
If you stay with the company, your medical will stay open if your ankle gets worse. You will probably get payments at 460 per week until the PD is exhausted. What you do not know is what the final value will be, so it is premature to guess.
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