Not clear whether you have been sued or simply received a letter from an attorney, but either way, contact your insurance company right away and they defend you.
Please turn the case over to your insurance company. They will hire an attorney and defend you. Best of luck.
This answer is provided by Manuel A. Juarez, Esq., El Abogado de Accidentes de Autos de California: 510-206-4492. El Abogado de Accidentes de Autos provides answers of a general context. These answers are not intended to form an attorney client relationship. El abogado de Accidentes de Autos y Lesiones Personales practices in Antioch, Berkeley, Concord, Oakland, Hayward, Martinez, Newark, Richmond, San Francisco and San Rafael. El abogado de accidentes y lesiones is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos y Lesiones Personales de Acidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Divorcios, Abogado Latino de Accidentes, y Abogado de Acidentes de Oakland, Hayward, San Francisco, y California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
If you had rinsurance at the time of the accident, this is precisely the scenario where your insurance handles the situation. If you did, it is simply a matter of notifying your company and sending them a copy of any lawsuit that you are served with, or if it is only a written demand, you can send them that information. The insurance company will handle the claim and resolve it before suit or, if suit is filed, they will appoint an attorney to defend the case. That is part of why you pay insurance. Good luck.
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