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I slipped and fell on some ice at an apartment complex. The ice was covering the entryway to the apartment building, and the management had already received complaints about it. I was pregnant and had to go to the emergency room to stop labor, but a week later I had the baby prematurely, probably as a result of the fall. I thought my health insurance would go after the liability insurance on the property, but they processed the emergency room claim normally. They paid for most of it but I still have a co-pay. Should I file a claim with the property's liability insurance? Are they liable just for the emergency room visit or also because the baby was born prematurely?
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