I just rear-ended someone after making an immediate stop. There was no damage to either vehicles (just a scratch), and the person I hit said themselves that there was no damage but they'd take my information anyway. We're both college students and I didn't know where my vehicle information was, so I simply gave them my name, phone number, and name of my insurance. They didn't call the cops or write down my plate number. They took a photo of their car, but I didn't take one because my mind was racing, but I did take a photo of my own car when I arrived home. I just got a text from them asking me to give them my driver's license information.
Call your insurance company ASAP and report the crash and let them deal with the other driver. Only talk with your insurance company, not the other driver's insurance company.
DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being provided for informational purposes only because the laws of your jurisdiction may differ. This answer based on general legal principles and is not intended for the purpose of providing specific legal advice or opinions. Under no circumstances does this answer constitute the establishment of an attorney-client relationship.
Do not give the other person any more information. Report the accident to your insuracne company, even though you are not making a claim. Your auto policy requires that you report all accidents, failing to do so could give your company a reason to deny coverage. Your company will owe you a defense if any suit is filed against you. If you get a call from the other guy's insurance company only agree to give them a short statement and not recorded. Do not discuss the accident with them beyond what you've stated in this post. If you get a call from an attorney refer them to your insurance company. Good luck, nothing should come of this, but you never know.
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