Backed into a car in a parking lot but was going very slow so only minor scratch, no dents. Gave the guy my name and number but didn't get his name or any info. Have never been in an accident before and I'm just scared because I don't know what to do.
At this point do nothing. If and when he contacts you pass the matter over to your carrier. They will take care of everything.
You are likely OK as you left your info with him and the damage sounds minor. Wait and see if he makes a claim against your insurance. He may even just get an estimate and call you with the amount as to avoid the claim process all together. Or the minor scratch might not bother him and he will do nothing. Not enough info to tell at the moment.
Report the incident to your insurance company right away. You are obligated to do that in order to be covered for any claim by the other person. If the other person contacts you, just get his name and a phone number and tell him someone from the insurance company will be in contact with him/her, then give the identity info to your insurance company. Alternatively, give the person the name, phone number for the insurance company, and the assigned claim number your were given, and let that person contact your carrier directly. Whatever you do, do not discuss details about how the accident occurred with the other person, any longer.
I would partially agree with what the others lawyer have told you. 1) as the other lawyers told you, you need to report the accident to your insurance company. 2) The sceond part that the other lawyers failed to tell you was that you need to report the accident to the police where the incident occurred otherwise you will need a criminal/traffic ticket lawyer like myself to represent you for a possible leaving the scene and failure to report an accident ticket. The police can stil charge you with the tickets but at least you will have a mitigation of damages defense.
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Report the incident to your insurance company and be cooperative with them throughout the process.
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The only thing you can do is wait to see if he contacts you and/or your insurance carrier. You may wish to contact your insurance company to provide notice of a potential claim.
I must state that we have not spoken, I have not reviewed the relevant documents and facts, and I do not represent you. Therefore, my discussion above is not a legal opinion, but is informational only. Finally, my discussion applies only to issues to which Pennsylvania, New Jersey or Federal law applies, unless otherwise specified. This response shall not form the basis of an attorney-client relationship.
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