I got a call from a phone number in Florida. the man had a very strong Indian accent. he said that there is a law suit filing against me for taking out a loan and not paying back. but the thing is that I never took out any loan from anyone. also the man couldn't give me a company name of where and when I took out the loan or how much I took out. He said he didn't have those information and that he was only the officer for my case but he didn't have a badge number either.