Hello. At minimum, you appear to have a potential identity theft issue, along with other issues. I would urge you to have attorney assistance to rectify matters.
Some attorneys are available seven days for emergency legal needs. Many attorneys will confer initially at no charge. Then, if legal work is performed, some attorneys will provide a reduced fee for financial hardship. Some attorneys may also assist you in limited scope manner to conserve legal costs. All the best.
Tricia Dwyer, Esq.
Twin Cities & St. Cloud, Minnesota licensed attorney, Tricia Dwyer, Esq.: Phone 612-296-9666, IDENTITY THEFT LAW, SOCIAL SECURITY LAW, CRIMINAL LAW, DEBTOR CREDITOR LAW, Rule 114 Qualified Neutral, Minnesota Supreme Court Roster Mediator, Tricia Dwyer, Esq. & Associates PLLC, Phone: 612.296-9666 - EVERY DAY OF THE YEAR until 8 p.m. daily. See www.dwyerlawfirm.net
This description is strongly suspicious for scam. A proper response to such a phone call would be to demand written documentation of any such debt. That, and other rights are afforded by the federal Fair Debt Collection Practices Act (FDCPA). In reality the scam is probably located offshore, beyond the reach of our justice system, and the phone call probably did not originate in Florida.
Best wishes for a favorable outcome, and please remember to designate a best answer.
This answer is offered as a public service for general information only and may not be relied upon as legal advice.
I recommend that you check your credit with the three credit bureaus. If you have an account that been sent to collections it will appear there. If the account information is there you will have the contact information for the creditor. Call them and ask where the lawsuit was filed so that you can answer the court and inform the court that you were the victim of identity theft.
If there is nothing there, then I suggest that you call the man who called you and ask him for a case number and the county where the case was filed. If he is unable to provide this, it might be a scam.
Do not provide your personal information to anyone over the phone and don't conform that you are you to anyone who calls you. You might be the victim o identity theft.
I wish you the best of luck with your situation.