Last night I looked at my phone and realized my pay was short, noticeably short. I looked at my paystub and see a deduction I have not seen before, that says CRED GARN CGPN. Having been through a garnishment before I found it extremely odd that prior to this I wasn't served with any papers letting me know who is trying to get a judgement, nor did I receive notice that at some point I would start being garnished. I should point out that to the best of my knowledge that North Carolina (residence) does not allow garnishment of wages unless its from another state. But again having some prior knowledge I looked to see where I can find the info referencing the details of my garnishment, which happens to be ADP. It is Sunday so there office is closed and my company's office is also closed. I call ADP and use the self service just to see if I can get any info on this. After I type my social and my last deduction amount the automated system states that their is no record on file or my SSN. I just have a feeling a mistake has been made and I am being garnished for that very reason, a mistake. Being Sunday not a lot of places are open for info so I am hoping I can find some advice.
Unfortunately, there is no way for us to tell you what is going on as we don't have the stub. The best thing to do is ask your employer tomorrow and find out who is garnishing.
You are correct, the garnishments in NC are very limited.
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