Yours is not really a legal question. Go speak to one or more brokers who handle personal loans. You may not have many options.
This does not appear to be a legal question, but a banking question. It would depend on the amount, collateral, your credit score, purpose, lender, etc.
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I agree with the others its not a legal question and depends on your financial status as far as being able to get a loan at the best rate. Shop around at your local financial institutions, including local credit unions which often have better rates for their members.
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