I had surgery’s with a specialist in 2016, I was able to get my insurance to have the surgeon placed in network,I went ahead with the surgery and was billed $13,000 for out of network for the anastigeologist and the hospital.I appealed three times to my insurance company but they said that because I sent my appeal after the deadline there was nothing they could do.I explained that I never received a bill till after the deadline. Was told the decision stands.Do I have any options?
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