Someone, barely hit the driver side back wheel of my car. My insurance policy was canceled at the time. I only had slight scratch on my car, cause i was trying to avoid them hitting me. However the other party's insurance company wants me to pay all their damages $700. stating I am automatically at fault and responsible due to not having insurance. The insurance co. told me, I must pay or they will submit to suspend my license and registration. Is there any other options available?
A local insurance lawyer can investigate your lapse, and whether you received proper notice of cancellation. Avvo has a great lawyer finder tool to locate an attorney close to your home. Good luck.
Don't do anything without speaking to a lawyer and stop posting on here. You are not only potentially admitting to a crime you are also potentially providing easily accessible information which anyone can find to use against you. Do not talk to the insurance company. I am unsure how exactly THEY plan on suspending your license. They probably intend to pursue a criminal/civil claim against you. I assume you were cited at the scene of the accident? You will need someone to help fight or reduce the citation. There are many of us able to help. Just call someone.
Your insurance status does not influence whether you were at fault in the accident itself. However, you may be subject to penalties, including suspension of your driver's license for failing to carry the mandated insurance. I suggest discussing this case with an attorney to determine your options both concerning liability for the accident and your driver's license.
I wish you the best of luck!
The other insurance company is trying to strong arm you. Lack of insurance is a matter for criminal enforcement, not civil. Was there a police report made at the scene (if they were called). If so, who was at fault? If you were the car that was hit, it sounds like the other driver should be at fault. Unfortunately, since you did not have valid insurance yourself, you are going to have to pay for an attorney out of pocket. As for threatening you, I think you should send that the Insurance Commissioner's office for their attention. I suggest you contact the State Bar to see if someone is willing to represent you either pro bono or at a greatly reduced rate. Good luck.
You have just gone online on the internet, admitted to a crime punishable by up to a year in jail and a $1000 fine for which you license can also be suspended (no insurance) and posted enough details where you can be identified by police or the parties. Get a lawyer to deal with the criminal charge. As to civil damages, you are liable if it was in fact your fault. You are not automatically at fault for having no insurance. You should NEVER have spoken to their insurer. Stop and ONLY talk to your own lawyer.
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They have you over a barrel unfortunately because of the ability to suspend your license. Read the article I wrote.
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